Finance for premises your business will trade from. Lenders assess the strength of the business as much as the value of the building.
We source commercial deals across the whole market, including products that lenders only release through an intermediary. Tell us your circumstances and an adviser will come back with the ones that actually fit.
Get my optionsCommercial mortgages are not regulated by the Financial Conduct Authority.
Commercial mortgages are not regulated by the Financial Conduct Authority.
Typically 25% to 30% of the property value, though some lenders go to 75% or 80% loan to value for strong trading businesses, and higher again where additional security is available.
DSCR measures whether the business generates enough profit to cover the mortgage payments. Most commercial lenders want to see at least 1.25, meaning profit covers the payment 1.25 times over.
Answer a few questions and a qualified adviser will come back with the lenders that realistically fit — including the ones that only accept business through an intermediary.